What Are Gift Cards?
Gift cards are prepaid stored-value cards issued by retailers or banks that can be used as an alternative to cash for purchases. They come in two main types: closed-loop cards (specific to one retailer) and open-loop cards (usable anywhere that accepts the payment network).
Cards like the Joker gift card fall into the open-loop category, offering flexibility across multiple merchants. Understanding the difference helps you choose the right card for your needs.
How to Use Gift Cards Safely
Safe gift card usage involves keeping your card number and PIN secure, registering your card when possible, and regularly checking your balance. For Amex gift card balance inquiries, always use official channels to protect your information.
When purchasing from platforms like GiftCardMall, verify you're on the legitimate website and never share your card details through unsecured channels.