Terms of Service

Agreement to Terms

These Terms of Service ("Terms") govern your access to and use of the GiftCardTutor website located at giftcardtutor.com (the "Site"). The Site is operated by GiftCardTutor ("we," "us," or "our").

By accessing or using the Site, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not access or use the Site.

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of the Site after such changes constitutes your acceptance of the new Terms.

Use of the Site

Permitted Use

The Site provides educational information about gift cards, including but not limited to Joker gift cards, Amex gift card balance checking procedures, and GiftCardMall services. You may use the Site for lawful, personal, non-commercial purposes in accordance with these Terms.

Prohibited Uses

You agree not to use the Site for any unlawful purpose or in any way that:

• Violates any applicable federal, state, local, or international law or regulation
• Infringes upon the rights of others, including intellectual property rights
• Transmits any harmful code, viruses, or malicious software
• Attempts to gain unauthorized access to the Site or related systems
• Interferes with or disrupts the Site or servers or networks connected to the Site
• Collects or harvests any information from the Site using automated means
• Impersonates any person or entity or misrepresents your affiliation with any person or entity
• Engages in any form of spam, phishing, or other unsolicited communications

Educational Information Only

The content on this Site is provided for educational and informational purposes only. GiftCardTutor provides tutorials and guides about gift cards, including information about Joker gift cards, checking Amex gift card balances, and using services like GiftCardMall.

Important Limitations:

• We do not sell, issue, or redeem gift cards
• We do not provide customer service for gift card issuers
• We cannot check gift card balances on your behalf
• We cannot resolve disputes with gift card companies
• We do not provide financial, legal, or professional advice

For specific issues with your gift cards, you must contact the official customer service of the card issuer directly.

No Affiliation

GiftCardTutor is an independent educational resource. We are not affiliated with, endorsed by, or connected to:

• Any gift card issuer or manufacturer
• Joker gift card companies
• American Express or Amex gift card services
• GiftCardMall or any gift card retail platform
• Any financial institution or payment network
• Any retailer or merchant

All product names, logos, brands, and trademarks mentioned on the Site are the property of their respective owners. Use of these names does not imply endorsement.

Intellectual Property Rights

Our Content

The Site and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by GiftCardTutor and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property laws.

Limited License

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for personal, non-commercial purposes. You may not:

• Reproduce, distribute, modify, or create derivative works from any content on the Site without our written permission
• Use any content for commercial purposes
• Remove any copyright, trademark, or other proprietary notices
• Frame or mirror any part of the Site
• Use any automated system to access the Site

User-Generated Content

If you submit any content to us (such as feedback, suggestions, or questions), you grant us a worldwide, royalty-free, perpetual, irrevocable license to use, reproduce, modify, and distribute that content for any purpose.

Accuracy of Information

While we strive to provide accurate information about gift cards, including Joker gift cards, Amex gift card balance procedures, and GiftCardMall services, we make no warranties or representations about the accuracy, completeness, or timeliness of the information on the Site.

Gift card policies, procedures, and features may change without notice. We are not responsible for keeping all information current, though we make reasonable efforts to update our content.

You should always verify information with the official source - the gift card issuer or service provider - before taking any action based on information from our Site.

Third-Party Links

The Site may contain links to third-party websites, including official sites for Joker gift cards, Amex gift card services, GiftCardMall, and other gift card issuers. These links are provided for your convenience only.

We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites. We do not endorse or make any representations about third-party websites.

You access third-party websites at your own risk and should review their terms and policies.

Disclaimer of Warranties

THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

WE DO NOT WARRANT THAT:

• The Site will be uninterrupted, secure, or error-free
• The information on the Site is accurate, complete, or current
• Any defects will be corrected
• The Site is free of viruses or other harmful components

Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you.

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, GIFTCARDTUTOR AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM:

• Your use or inability to use the Site
• Any conduct or content of any third party on the Site
• Any content obtained from the Site
• Unauthorized access, use, or alteration of your transmissions or content
• Any information or guidance provided on the Site about gift cards, including Joker gift cards, Amex gift card balance checking, or GiftCardMall

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, OR CAUSES OF ACTION EXCEED ONE HUNDRED DOLLARS ($100).

Some jurisdictions do not allow the limitation of liability for incidental or consequential damages, so the above limitations may not apply to you.

Indemnification

You agree to indemnify, defend, and hold harmless GiftCardTutor and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from:

• Your use of the Site
• Your violation of these Terms
• Your violation of any rights of another person or entity
• Any content you submit or transmit through the Site

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law principles.

Any legal action or proceeding arising under these Terms will be brought exclusively in the federal or state courts located in Delaware, and you consent to personal jurisdiction and venue in such courts.

Dispute Resolution

Informal Resolution

If you have any dispute with us, you agree to first contact us at [email protected] and attempt to resolve the dispute informally.

Binding Arbitration

If we cannot resolve a dispute informally, any dispute arising out of or relating to these Terms or the Site shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in Wilmington, Delaware.

Class Action Waiver

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

Termination

We may terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason, including if you breach these Terms.

Upon termination, your right to use the Site will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and GiftCardTutor regarding the use of the Site and supersede all prior agreements and understandings.

Waiver

No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term. Our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

Contact Information

If you have any questions about these Terms, please contact us:

Acknowledgment

By using the Site, you acknowledge that you have read these Terms of Service and agree to be bound by them.